Bikmo Official provider of bike insurance to British Cycling members

Policy Benefits

Get a quote to select your cover level – and keep an eye out for which of these benefits are included.

Accidental damage

Everyone crashes, even the pros. Our policy covers you for accidental damage to your bike, so you can get back up and keep on riding.


Argh, did your prized bike get stolen? It happens and that’s why we’re here, just make sure you comply with our locking requirements.


Gadget geek? We cover bike accessories as standard, so your Garmin, lights, power meter are protected. Batteries not included.

Excess free option

We love local. That’s why we offer excess-free claims, using the support and knowledge of our most excellent local retailer network.

Mega insurer

We only work with the best. Which is why we chose the superb Hiscox to underwrite your policy. Specialist insurers for cycle specialists.

Clothing + Headgear

What you wear can be just as important as what you ride, so we cover clothing and headgear, as standard. You just need to sort out the gravel rash…

Competition cover

You need to attack the bunch to move up a cat. We get that. That’s why we provide cover for competitions, to keep you racing for the line.

365 Worldwide

Planning to take a trip to the Alps? We’ll cover your bike + kit anywhere in the world whether you’re riding or in transit. Time to squeeze another training ride in?

0% monthly payments

We won’t charge you to split your payments across the year, so maybe a new wheelset is in order? Lighter, faster and all that.

Multi-bike saving

How many bikes should you own? n + 1. Correct. So we offer up to 50% discount on the bike value you leave at home while riding the others.

Family + friends

If you dare let your pride and joy out with a friend or family member, then they’ll be covered. Simple.

Race fee cover

Gutted to miss your competition through injury or a crash? We know how it feels. You can get up to £500 race fee cover.

Returning home

Call the broom wagon! If you’re out riding and can’t make it home as a result of accidental damage or theft, we’ll cover the cost of your transport up to £150.


Seems unlikely, but if anyone gets a touch of the green-eyed monster and damages your pride and joy, we’ll cover you for that too.

No depreciation

We don’t depreciate bikes of any age. You’re covered for the value you’ve insured for, even that vintage Stumpjumper in the garage.

Emergency hire

Airline trash your bike on route to the Etape? We’ll cover a temporary hire bike if the worst happens before your big event. Phew!

Bike box cover

Bike adventurers need to protect their ride. You get £500 minimum bike box cover included with your Bikmo policy. Go explore!

Bike geekline

We provide service as fast as we ride. Every team member at Bikmo is a bike geek and we only do cycle insurance. Contact Keith and his team for a personal, bike-only chat!

24/7 cloud account

You’re in control. Access your policy information 24/7 with your Bikmo Cloud Account. It even works on the roads through your smartphone.

Cycle hangar parking

Free up space in your home by using on-street parking, and we’ll cover your bikes 24/7. Check the ‘cycle hangar’, and how you use it, meets our requirements.

Sound good? Contact
the Bikmo team today

or call us on 01244 470 551